Property Insurance coverage helps you rebuild your investment after a covered loss.
It is best to make sure your policy has replacement cost coverage. Saving money by purchasing a policy that covers your house on an actual cash value basis is often not a savings at all! In the event of a claim, an adjuster will depreciate the value of your home due to wear and tear or age; your policy may not cover the actual expense of replacement.
Liability coverage protects you from unique risks that landlords encounter such as wrongful eviction and entry, libel and slander, personal injury and other non-bodily injury claims.
Loss of Rental Income coverage pays you for lost rents while your property is being repaired or rebuilt due to damage from a covered loss.
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