Personal Property will be covered for replacement cost.  In the event of a loss you will be able to purchase new items  of the same like, kind, and quality to replace your old items.

Liability coverage protects you against life's unexpected circumstances.  Whether a guest is injured when visiting or damage results from a fire, you can feel confident that you are covered.  The costs associated with defending yourself against these unexpected circumstances are covered by your renters policy.  Typical expenses that can occur due to a loss at your home are medical bills, legal defense, and damage to property not owned by you.

Loss of Use will provide money to help you pay for temporary living expenses when you are displaced from your rental home due to a fire or other disaster.

Identity Theft coverage will protect you against the expenses that you are responsible for to fix your credit and often times this coverage includes restoration services.

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